The launch of the DIS affects the MPF benefits in your account if you had not given your trustee any investment instructions, and your MPF accrued benefits were being invested according to the default arrangement of your scheme (i.e. invested in “DIA funds” which may be mixed assets funds, MPF conservative funds or guaranteed funds currently provided under the scheme) on 1 April 2017 when the DIS was launched. According to the law, your accrued MPF benefits and any future benefits put into your account are to re-invested according to the DIS of your scheme.

Ascertain whether your account will be affected

The MPF benefits (both the accrued benefits and any future benefits) in your account (whether it is a contribution account or personal account) are to be invested according to the DIS under the following circumstances:

• You were below the age of 60 or turn 60 on 1 April 2017, or your date of birth is unknown to your trustee; and
• Your account was opened before 1 April 2017; and
• You have never previously given your trustee any investment instruction for that account, and
• On the date of the launch of the DIS (i.e. 1 April 2017), all the accrued MPF benefits in your account were invested in the DIA funds of the scheme it belongs to, and remained so invested since then.