
Recognize your strengths
and effectively manage your MPF
to fulfil your retirement needs
強積金計畫先
6 Major Decision Points on MPF Investment
During the lifelong MPF investment process, you are going to make important decisions at the six major decision points. Your decisions will have an important impact on your saving outcome.

強積金計畫先
5 Major Types of MPF Funds
To enhance scheme members’ understanding about MPF investment and the features of the five major types of MPF funds, the MPFA has created five cartoon characters, which form the “JJ Five” Band.
強積金計畫先
5 Stages of Retirement Investment
In general, employees have approximately 40 years to save enough to cover the needs of 20 years of retirement. To enjoy a certain level of protection after you have retired, it is important to start planning for your retirement as early as possible.

Useful Tools & Resources

Aged 18-30 (Early adulthood stage)
Aged 31-49 (Mature stage)
Aged 50-64 (Middle age stage)
Aged 65+ (Retirement stage)
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Aged 18-30 (Early adulthood stage)


No. of years before retirement:
Risk tolerance level:
Consider more aggressive funds:
Aged 31-49 (Mature stage)


No. of years before retirement:
Risk tolerance level:
Consider more aggressive funds:
Aged 50-64 (Middle age stage)


No. of years before retirement:
Risk tolerance level:
Consider more aggressive funds:
Aged 65+ (Retirement stage)


No. of years before retirement:
Risk tolerance level:
Consider more aggressive funds: